/* Mortgage calculator page. Builds on site.css tokens: paper, ink, red, blush, mute, line. */

/* hero rate card */
.mc-hero h1{font-size:clamp(46px,7vw,112px)}
.ratecard{position:relative;justify-self:center;width:min(100%,400px);background:#fff;border:2px solid var(--ink);border-radius:22px;padding:30px 28px 24px;transform:rotate(2deg);box-shadow:0 30px 60px -34px rgba(18,17,17,.45)}
.ratecard .sticker{top:-14px;right:18px;transform:rotate(6deg)}
.rc-k{margin:0 0 14px;font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--mute)}
.rc-row{display:flex;justify-content:space-between;align-items:baseline;gap:16px;border-top:1px solid var(--line);padding:12px 0}
.rc-row span{font-weight:600;font-size:15px}
.rc-row b{font-family:var(--serif);font-style:italic;font-weight:500;font-size:clamp(40px,4vw,56px);line-height:1;color:var(--red);letter-spacing:-.02em}
.rc-src{margin:10px 0 0;font-size:13px;line-height:1.5;color:var(--mute)}

/* section headings shared on this page */
.mc h2,.loans h2,.help h2,.creative h2{font-weight:800;font-size:clamp(34px,4.6vw,64px);letter-spacing:-.03em;line-height:1;margin:0 0 clamp(24px,3vw,40px);max-width:18ch;text-wrap:balance}
.mc h2 em,.loans h2 em,.help h2 em,.creative h2 em{color:var(--red);font-weight:400}
.sec-lede{max-width:62ch;font-size:clamp(16px,1.3vw,19px);color:#3b3735;margin:-8px 0 clamp(28px,4vw,48px)}

/* calculator */
.mc{padding-block:clamp(40px,6vw,90px);scroll-margin-top:70px}
.mc-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:clamp(20px,3vw,44px);align-items:start}
@media (max-width:900px){.mc-grid{grid-template-columns:1fr}}
.mc-in{display:grid;gap:22px;background:#fff;border:1px solid var(--line);border-radius:22px;padding:clamp(20px,3vw,36px)}
.f{display:grid;gap:8px;margin:0;border:0;padding:0;min-width:0}
.f.two{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:16px}
.f.two>*{min-width:0}
@media (max-width:480px){.f.two{grid-template-columns:1fr}}
.mc-in label,.mc-in legend{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;display:flex;justify-content:space-between;gap:8px;padding:0;margin:0 0 2px}
.mc-in label output{letter-spacing:0;text-transform:none;font-size:14px;color:var(--red)}
.mc-in fieldset{border:0;padding:0;margin:0;min-width:0}
.money,.pctbox{min-width:0;display:flex;align-items:center;border:2px solid var(--ink);border-radius:12px;background:#fff;padding-inline:14px;transition:box-shadow .2s,border-color .2s}
.money:focus-within,.pctbox:focus-within,.addr input:focus,#area:focus{border-color:var(--red);box-shadow:0 0 0 4px rgba(238,53,36,.18);outline:none}
.money span,.pctbox span{font-weight:700;color:var(--mute)}
.money input,.pctbox input{flex:1;min-width:0;border:0;outline:0;background:none;font:600 18px var(--display);padding:12px 8px;color:var(--ink)}
.money.right input{text-align:left}
.pct{display:grid;grid-template-columns:minmax(0,1fr) 110px;gap:14px;align-items:center}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:28px;background:none;cursor:pointer}
input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:9px;background:linear-gradient(90deg,var(--red) var(--fill,50%),var(--line) var(--fill,50%))}
input[type=range]::-moz-range-track{height:6px;border-radius:9px;background:var(--line)}
input[type=range]::-moz-range-progress{height:6px;border-radius:9px;background:var(--red)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;margin-top:-9px;border-radius:50%;background:#fff;border:3px solid var(--ink);transition:transform .2s cubic-bezier(.3,1.6,.5,1)}
input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:#fff;border:3px solid var(--ink)}
input[type=range]:active::-webkit-slider-thumb{transform:scale(1.2)}
.segs{display:flex;flex-wrap:wrap;gap:8px}
.segs label{position:relative;cursor:pointer;margin:0;display:block;letter-spacing:.06em}
.segs input{position:absolute;opacity:0;inset:0;cursor:pointer}
.segs span{display:block;padding:11px 16px;border:2px solid var(--ink);border-radius:99px;font-size:12px;font-weight:700;letter-spacing:.06em;transition:background .2s,color .2s,transform .2s cubic-bezier(.3,1.6,.5,1)}
.segs input:checked+span{background:var(--ink);color:var(--paper)}
.segs input:focus-visible+span{outline:3px solid var(--red);outline-offset:3px}
.segs label:hover span{transform:translateY(-2px)}
.linkish{justify-self:start;background:none;border:0;padding:0;font:600 13px var(--display);color:var(--red);text-decoration:underline;text-underline-offset:3px;cursor:pointer;margin-top:4px}
.addr{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:8px}
.addr input,#area{font:500 16px var(--display);padding:13px 14px;border:2px solid var(--ink);border-radius:12px;background:#fff;color:var(--ink);min-width:0;width:100%}
.btn.mini{padding:12px 16px;font-size:12px;cursor:pointer;background:#fff;font-family:var(--display)}
.btn.mini:hover{background:var(--ink);color:var(--paper)}
.f-note{margin:0;font-size:13px;color:var(--mute);line-height:1.5}
.f-note.ok{color:var(--ink)}
.f-note.ok b{color:var(--red)}
.f-note.err{color:var(--red);font-weight:600}
.check{display:flex!important;justify-content:flex-start!important;align-items:center;gap:10px!important;cursor:pointer;font-size:13px!important;letter-spacing:0!important;text-transform:none!important;font-weight:600!important}
.check input{width:20px;height:20px;accent-color:var(--red)}

/* result panel */
.mc-out{position:sticky;top:84px;background:var(--ink);color:var(--paper);border-radius:22px;padding:clamp(22px,3vw,40px)}
@media (max-width:900px){.mc-out{position:static}}
.out-k{margin:0;font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:#cfc9c5}
.out-big{margin:6px 0 4px;font-weight:900;font-size:clamp(56px,8vw,104px);letter-spacing:-.05em;line-height:.95}
.out-big small{font-size:.28em;font-weight:600;letter-spacing:0;color:#cfc9c5;margin-left:6px}
.out-vs{margin:0 0 22px;font-size:15px;color:#cfc9c5;max-width:46ch}
.out-vs b{color:#fff}
.bar{display:flex;height:22px;border-radius:99px;overflow:hidden;background:#2c2a29;gap:2px}
.bar i{display:block;height:100%;transition:flex-grow .6s cubic-bezier(.2,.8,.2,1);min-width:0}
.legend{list-style:none;padding:0;margin:18px 0 22px;display:grid;gap:2px}
.legend li{display:grid;grid-template-columns:14px minmax(0,1fr) auto;gap:12px;align-items:center;padding:9px 0;border-bottom:1px solid #2c2a29;font-size:15px}
.legend li .sw{width:14px;height:14px;border-radius:4px}
.legend li small{display:block;color:#8c8682;font-size:12px;margin-top:2px}
.legend li b{font-variant-numeric:tabular-nums}
.legend li.zero{opacity:.45}
.legend li.pop{animation:lpop .5s cubic-bezier(.3,1.7,.5,1)}
@keyframes lpop{0%{transform:translateX(-8px);opacity:0}100%{transform:none;opacity:1}}
.stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
@media (max-width:480px){.stats{grid-template-columns:1fr}}
.stats div{background:#1f1d1c;border-radius:14px;padding:14px}
.stats small{display:block;font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#8c8682}
.stats b{display:block;font-size:20px;font-weight:800;margin-top:6px;font-variant-numeric:tabular-nums}
.out-note{margin:18px 0 0;font-size:14px;color:#cfc9c5;line-height:1.55}
.out-note:empty{display:none}
.out-btns{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}
.out-btns .btn{cursor:pointer;font-family:var(--display)}
.mc-out .btn:not(.solid){border-color:#fff;color:#fff;background:none}
.mc-out .btn:not(.solid):hover{background:#fff;color:var(--ink)}
.fine-print{margin:18px 0 0;font-size:12px;line-height:1.5;color:#8c8682}
.help .fine-print{color:var(--mute)}

/* lender connect */
.connect{margin-top:clamp(20px,3vw,36px);display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr);gap:clamp(20px,4vw,56px);background:var(--blush);border-radius:22px;padding:clamp(24px,4vw,52px);animation:pop .5s cubic-bezier(.3,1.7,.5,1)}
@media (max-width:860px){.connect{grid-template-columns:1fr}}
.connect[hidden]{display:none}
.connect h3{margin:0 0 12px;font-weight:900;font-size:clamp(28px,3.4vw,46px);letter-spacing:-.03em;line-height:1}
.connect h3 em{color:var(--red);font-weight:400}
.connect p{margin:0;max-width:52ch}
.connect .gform{max-width:none}
.connect .gfields{grid-template-columns:1fr 1fr}
@media (max-width:560px){.connect .gfields{grid-template-columns:1fr}}

/* loan types */
.loans{padding-block:clamp(60px,8vw,110px);border-top:1px solid var(--line)}
.cards4{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:16px}
.lcard{background:#fff;border:2px solid var(--ink);border-radius:20px;padding:26px 24px;display:flex;flex-direction:column;gap:12px;transition:transform .35s cubic-bezier(.3,1.6,.5,1),box-shadow .35s}
.lcard:hover{transform:translateY(-6px) rotate(-.6deg);box-shadow:10px 10px 0 var(--red)}
.lcard h3{margin:0;font-family:var(--serif);font-style:italic;font-weight:500;font-size:clamp(34px,3vw,44px);line-height:1}
.lcard p{margin:0;font-size:15px;line-height:1.6}
.lcard .who{font-weight:700;color:var(--red);font-size:14px}
.lcard .watch{margin-top:auto;padding-top:12px;border-top:1px solid var(--line);font-size:14px;color:#3b3735}
.lcard a{color:var(--red)}

/* down payment help */
.help{padding-block:clamp(60px,8vw,110px);background:#fff;scroll-margin-top:60px}
.feature{display:grid;grid-template-columns:minmax(0,.7fr) minmax(0,1.6fr);gap:clamp(20px,4vw,60px);padding:clamp(24px,3vw,40px) 0;border-top:2px solid var(--ink)}
@media (max-width:760px){.feature{grid-template-columns:1fr}}
.feature .tag{display:inline-block;background:var(--red);color:#fff;font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;padding:6px 10px;border-radius:6px}
.feature h3{margin:12px 0 4px;font-weight:900;font-size:clamp(48px,6vw,88px);letter-spacing:-.05em;line-height:.9}
.feature .kicker{margin:0;font-family:var(--serif);font-style:italic;font-size:18px;color:var(--mute)}
.feature .f-r p{margin:0 0 16px;max-width:62ch;font-size:16px;line-height:1.65}
.facts{margin:0 0 22px;padding:0;list-style:none;display:flex;flex-wrap:wrap;gap:8px}
.facts li{background:var(--blush);border-radius:99px;padding:8px 14px;font-size:13px;font-weight:600}
.warn{background:var(--paper);border-left:4px solid var(--red);padding:14px 18px;border-radius:0}
.sub{margin:clamp(40px,5vw,64px) 0 8px;font-weight:800;font-size:clamp(24px,2.4vw,34px);letter-spacing:-.02em;border-top:2px solid var(--ink);padding-top:clamp(24px,3vw,40px)}
.sub-lede{max-width:62ch;margin:0 0 24px;color:#3b3735}
.plist{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:16px;overflow:hidden}
.plist div{background:#fff;padding:20px 22px}
@media (max-width:1000px){.plist{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.plist{grid-template-columns:1fr}}
.plist h4{margin:0 0 6px;font-size:16px;font-weight:800}
.plist p{margin:0;font-size:14px;line-height:1.55;color:#3b3735}
.hamco{margin:24px 0 0;max-width:70ch;font-size:15px}

/* creative financing */
.creative{padding-block:clamp(60px,8vw,110px)}
.cgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:clamp(18px,2vw,28px) clamp(20px,3vw,44px)}
.cgrid article{border-top:2px solid var(--ink);padding-top:16px}
.cgrid h3{margin:0 0 8px;font-family:var(--serif);font-style:italic;font-weight:500;font-size:clamp(26px,2.4vw,34px);line-height:1.05}
.cgrid p{margin:0;font-size:15px;line-height:1.6;color:#3b3735}

@media (prefers-reduced-motion:reduce){.ratecard,.lcard:hover{transform:none}.bar i{transition:none}.legend li.pop{animation:none}}
@media (max-width:860px){.ratecard{transform:rotate(1deg);width:min(94%,400px);margin-top:12px}}